Libeen is a company whose mission is to help young people buy their first home through Smart Housing. Libeen has a social impact fund with which we purchase the homes our clients choose to help them save on a mortgage down payment.

#SmartHousing means stop spending money on a simple rental and start using it to buy YOUR home with Libeen. How does it work? You contribute a small deposit that goes in full to the purchase of your home, and a fixed amount of your monthly rent (around 30%) is also allocated to the purchase of your home. With this, in a maximum of 7 years you save 20% of the price of the home so that you can become the owner. Similar to a rent with option to buy.

Our goal is for you to become the owner of your home, and for that, we make you use your rent to buy your house 🏡.

These are the steps to follow with Smart Housing:

1. ✅ We verify your solvency with a digital scoring and reserve some funds to buy your home for you.

2. 🔎 Find the home you want to buy using any platform or website in the market.

3. 🏡 We buy the house for you and sign the Smart Housing contract. It is a contract similar to a rent with option to buy.

4. 🎯 After 7 years, you will have saved 20% of the price of the house, which is usually required by banks as a down payment for a mortgage.

Our philosophy is that you choose your home, and that's why we like to work with any home for sale on the market. You can search on any other platform, agency, or real estate website. Just make sure it meets our criteria. Some of our criteria are:

1. It cannot be a ground floor with humidity problems. Nor can it be higher than a third floor without an elevator.

2. We do not buy new construction properties.

3. We do not buy VPO (Housing subsidised by goverment).

Before starting the process we will do a scoring to verify your financial situation. But in general terms you can apply to buy your home with us if:

1. You have a stable income.

2. You do not appear in the ASNEF registry nor do you have other large loans.

3. You are between 18 and 47 years old.

4. You want to stop wasting money on a simple rental...

- We give you a financial score to facilitate your rental and purchase maximums.

- We help you in your search for three months. You can search both on our website and on other platforms such as Idealista.

- We take care of the entire process of negotiation, study, appraisal and purchase of your home with the funds that we have reserved for you.

- You move into your home and save every month on rent.

In short, you only need to worry about visiting homes and letting us know which one you like.

We will need your identification document (DNI, NIE or Passport). Additionally, we will need you to provide us with information about your employment situation:

1. If you are employed, we will need you to provide us with the last 2 payslips.

2. If you are self-employed, we will need your latest income tax return (IRPF) and the last 2 Social Security receipts or installment payment of VAT.

3. For any type of temporary contract, we will need you to provide us with your Work Life.

Indeed, we will always take into account the income of all the people who will be holders of the contract.

In a period of maximum 7 years you will have contributed 20% of the price of your home, at this time you will buy the home and become the owner.

Of course, we are flexible. If you want to buy from year 3 onwards you can do so, but keep in mind that you will not have yet contributed the entire 20% of the purchase price.

When we buy the home for you, we bear the taxes and notary, registration and appraisal expenses. When you become the owner, you will have to assume these costs yourself.

No, with us you do not have to make any additional contribution.

We want you to always feel at home, so yes, you can decorate it however you want and you can adjust it to your needs and tastes. Although we always need you to tell us before.

We pay for your home insurance until you become the owner. In case of repairs that are not covered by the insurance, you will have to assume them yourself.

We have partners who, if you want, can help you find the best conditions, but you are the one who decides with whom to search and sign your mortgage. Remember that it is your responsibility to find the final financing.

Yes, but always with our prior authorization of the subtenant.

Libeen takes care of all these costs until you become the owner.

As we buy homes that are for sale on the market, you can expand your search using other real estate portals... BUT remember that the prices published on other platforms have not yet applied the Smart Housing model. If you have seen a home that you liked, we recommend that you contact us so that we can tell you how the home would look.